How to Dispute Your Credit Reports

Instructions on getting a Experian membership to access all 3 credit reports (Experian, TransUnion, and Equifax).

Review Your Credit Report

Look over the reports from Experian, TransUnion, and Equifax to find discrepancies that may need to be disputed.

Step 1: Review Your Credit Report

Look over the reports from Experian, TransUnion, and Equifax to find discrepancies that may need to be disputed.

Step 2 : File an FTC Report

If you find fraudulent accounts, the first step is to file a FTC report on www.identitytheft.gov.

Step 3: File a Complaint with the CFPB

If needed, file a complaint with the CFPB using their platform (www.cfpb.com) to report issues with your credit.